The Profit Prism

What Will You Learn? In this blog, you'll discover: The hidden risks of habits done on autopilot. How to avoid complacency and stay sharp. Why reflection and growth must accompany repetition. Can Good Habits Become Limiting? What if your best habits eventually held you back? Chapter 20 explores the often-ignored downside of habits: getting stuck in the comfort zone. Key Learnings from Chapter 20 ✅ Habits Can Lead to Mindlessness Repeating the same routine can reduce awareness. Autopilot saves effort but may kill creativity. ✅ Mastery Requires Reflection Don’t just repeat habits — review and refine them. Ask: How can I improve this system? ✅ Avoid the Plateau of Latent Potential Continuous improvement keeps growth alive. Small tweaks make long-term habits more effective. ✅ Challenge Yourself to Grow Routines are helpful, but challenge leads to mastery. Add new layers or raise the bar to avoid stagnation. ✅ Stay Humble and Curious Habits make life smoother, but curiosity keeps it fu...

What Will You Learn? In this blog, you'll discover: How to find the sweet spot for motivation. Why challenge is key to long-term interest. How the Goldilocks Rule keeps you consistently engaged. Bored or Burnt Out? You Might Be Missing the Sweet Spot! Ever started something with excitement but lost interest fast? Chapter 19 reveals that motivation thrives when tasks are just the right level of difficulty. Key Learnings from Chapter 19 ✅ The Goldilocks Rule Explained Motivation is highest when tasks are not too easy, not too hard — but just right. The sweet spot lies on the edge of your current ability. ✅ Boredom Kills Habits Repeating easy tasks leads to disengagement. Add variety or challenge to keep things fresh. ✅ Too Much Challenge Causes Anxiety If a task feels overwhelming, motivation drops. Break big goals into smaller, manageable steps. ✅ Make It Just Challenging Enough Stretch yourself slightly beyond your comfort zone. That small discomfort keeps you focused and excited....

What Will You Learn? In this blog, you'll discover: How to align habits with your natural strengths. Why self-awareness beats comparison. How to find the right habits for your unique personality. Ever Wondered If You're Just Not "Wired" for Certain Habits? Do some people just have an edge? Chapter 18 explores how genetics influence habits — and how you can use your traits to your advantage. Key Learnings from Chapter 18 ✅ Genes Influence Behavior, But Don’t Dictate It Talent gives you a starting point, not a fixed path. Habits become easier when they align with your natural strengths. ✅ Play a Game That Suits You Find habits that feel fun and energizing, not forced. Example: If you love movement, choose dancing over running. ✅ Self-Awareness Beats Comparison Focus on what works for you, not what works for others. Everyone has a different rhythm and preference. ✅ Explore Until You Find the Right Fit Try different approaches to discover what sticks. Example: Morning vs...

What Will You Learn? In this blog, you'll discover: Why accountability accelerates habit success. How social pressure can work in your favor. Simple ways to stay on track using partnerships and consequences. Finding It Hard to Stay Committed Alone? Have you ever broken a promise to yourself but kept one to someone else? Chapter 17 reveals how accountability can be the missing link in habit success. Key Learnings from Chapter 17 ✅ We Perform Better with Accountability Knowing someone is watching raises the standard. Example: Showing up to a gym session because a friend is waiting. ✅ Social Pressure Works We care about how others see us. Use this to stick to your habits. ✅ Create a Habit Contract Write down your habit goal and the consequences for missing it. Share it with a partner who checks in. ✅ Set Real Stakes Make failure uncomfortable. Example: Commit to donating money if a habit isn’t followed. ✅ Celebrate Progress Together Support makes the journey more enjoyable. Example: ...

What Will You Learn? In this blog, you'll discover: Simple ways to stay consistent with habits. Why tracking habits boosts success. How to recover quickly when you miss a day. Struggling to Stay Consistent with Good Habits? Ever started a habit strong but lost steam after a few days? Chapter 16 shows how to keep the streak alive and build momentum daily. Key Learnings from Chapter 16 ✅ Use Habit Tracking A visible tracker keeps you motivated. Example: Mark an "X" on a calendar every day you stick to your habit. ✅ Visual Progress Feels Rewarding Seeing streaks builds pride and motivation. Example: Watching a chain of checkmarks grow creates momentum. ✅ Never Miss Twice Skipping once is okay. Letting it happen twice starts a new (bad) pattern. Get back on track immediately after a miss. ✅ Build a System, Not Just a Goal Don’t aim to be perfect. Aim to be consistent. Consistency > Perfection. ✅ Reflection Helps Recovery Ask: What caused the slip? How can I prevent it nex...

What Will You Learn? In this blog, you'll discover: Why immediate rewards are crucial for habit formation. How to use reinforcement to make habits stick. Why feeling good now leads to long-term consistency. Why Do Some Habits Stick While Others Fade? Ever stuck with a bad habit but quit a good one? Chapter 15 reveals the key difference: immediate satisfaction . Key Learnings from Chapter 15 ✅ What Gets Rewarded, Gets Repeated We repeat actions that make us feel good. Example: Eating junk food provides instant pleasure, making it hard to quit. ✅ Delayed Rewards Don't Motivate Instantly Future benefits (like saving money or better health) don’t create urgency. That’s why it's tough to stick with habits that only pay off later. ✅ Use Immediate Reinforcement Add a short-term reward to long-term habits. Example: Place a checkmark on a habit tracker or enjoy a healthy treat post-workout. ✅ Make Habits Satisfying Now Positive emotion boosts repetition. Example: Reflecting on your ...

What Will You Learn? In this blog, you'll discover: How to automate habits for guaranteed success. Why commitment devices are powerful tools for change. How to remove friction for good habits and increase it for bad ones. Wish Good Habits Were Automatic? What if doing the right thing required zero effort? Chapter 14 reveals how to make good habits inevitable and bad habits nearly impossible. Key Learnings from Chapter 14 ✅ Use Commitment Devices Lock yourself into good behavior ahead of time. Example: Set a phone usage limit or schedule a workout with a friend. ✅ Automate Good Decisions Set up systems that run on autopilot. Example: Automate savings or meal prep for the week. ✅ Make Good Habits Easier Reduce the steps between you and the habit. Example: Keep your journal and pen on your desk. ✅ Make Bad Habits Harder Add friction to unwanted behaviors. Example: Log out of distracting apps after every use. ✅ Design for Default Action Structure your environment so the easiest choice ...

What Will You Learn? In this blog, you'll discover: How to overcome procrastination with a simple trick. Why starting small leads to big results. How the Two-Minute Rule builds momentum for lasting habits. Keep Putting Things Off? Try This Simple Hack! Struggle with procrastination even on small tasks? Chapter 13 introduces the Two-Minute Rule — a game-changing strategy to beat delay and take action fast. Key Learnings from Chapter 13 ✅ The Two-Minute Rule Simplifies Habits Any habit can be started in under two minutes. Example: Want to read more? Start by reading one page. ✅ Focus on Starting, Not Finishing The goal isn’t to do the habit perfectly, but to show up. Once started, continuing becomes easier. ✅ Make Habits Easy to Begin Create a "gateway habit" that leads to the bigger goal. Example: Just put on your running shoes to start your fitness habit. ✅ Master the Art of Showing Up Repetition matters more than duration. Doing a little consistently beats doing a lot o...

What Will You Learn? In this blog, you'll discover: Why we naturally choose the easiest path. How to make good habits easier to do. Simple hacks to reduce resistance and take action. Why Are Bad Habits So Easy and Good Habits So Hard? Ever wonder why it's easier to scroll social media than read a book? Chapter 12 explains the Law of Least Effort — and how to use it to your advantage. Key Learnings from Chapter 12 ✅ We Gravitate Toward the Easy Option Human brains are wired to conserve energy. If two options offer similar rewards, we choose the easier one. ✅ Make Good Habits Easy Reduce the number of steps between you and your habit. Example: Keep a yoga mat unrolled if you want to stretch daily. ✅ Make Bad Habits Harder Increase friction for unwanted behaviors. Example: Sign out of streaming apps to avoid mindless binging. ✅ Prime Your Environment Set up your surroundings for success. Example: Place healthy snacks at eye level and hide the junk. ✅ Use One-Time Decisions Automa...

What Will You Learn? In this blog, you'll discover: Why consistency beats intensity. How showing up matters more than being perfect. The power of patience and repetition in habit formation. Feel Like You're Not Progressing Fast Enough? Ever felt like giving up because progress seemed too slow? Chapter 11 reminds us that slow progress is still progress — as long as you don't go backward. Key Learnings from Chapter 11 ✅ Mastery is the Result of Repetition You don’t need to be extreme, just consistent. Example: Writing one paragraph a day still builds the habit of a writer. ✅ Make It a Rule to Never Miss Twice Missing once is human. Missing twice builds a bad habit. Example: Skip one workout? Get back the next day. ✅ Focus on Identity, Not Outcome Reinforce the identity of being someone who shows up. Example: Even a 5-minute action keeps the momentum alive. ✅ Small Steps Add Up The goal isn’t to be perfect, but to be present. Progress compounds with time and patience. ✅ Don’t ...

What Will You Learn? In this blog, you'll discover: Why bad habits form and stick around. How to identify the root causes behind negative behavior. Simple ways to redesign habits for lasting change. Ever Wondered Why Bad Habits Are So Hard to Break? You know it's wrong. You want to stop. Yet it keeps happening. Chapter 10 dives into the deeper reasons behind bad habits and how to outsmart them. Key Learnings from Chapter 10 ✅ Every Behavior Has a Purpose Even bad habits serve a function. Example: Snacking might be a response to boredom, not hunger. ✅ The Cue-Craving Connection Cues create cravings, and cravings drive behavior. Understanding your triggers is half the battle. ✅ Reframe the Craving Don’t just fight the craving — replace it. Example: Replace stress-eating with a 5-minute walk or deep breathing. ✅ Understand the Root, Not Just the Result Focus on why the habit exists, not just what it is. Asking "What am I really seeking?" is powerful. ✅ Redesign the Trig...

Meet the Characters 1. Ravi (Age 35) – The Go-Getter Works in a tech startup High income, no dependents Loves taking calculated risks Goal: Create wealth over 10–15 years 2. Sneha (Age 40) – The Balanced Thinker HR Manager in an MNC Married with 1 child Wants decent returns with low volatility Goal: Build a college fund for her child in 8–10 years 3. Mr. Sharma (Age 58) – The Conservative Recently retired school principal Depends on monthly pension + savings Wants capital safety and liquidity Goal: Generate monthly income without losing capital Their Investment Approach Before Understanding Styles Ravi followed friends and bought 3 different small-cap funds. When markets crashed, he panicked and redeemed everything. Sneha held her savings in a recurring deposit. She complained of low returns and inflation eating into her wealth. Mr. Sharma was convinced by his nephew to invest in an aggressive equity fund. Within 6 months, he ...

Objective: To show how a real-life investor built wealth by focusing on avoiding big investing mistakes , using mutual funds as the main tool. Investor Profile: Dr. Rajesh Mehta Age: 45 Profession: Surgeon Financial Goal: Retirement corpus of ₹2 Crores by age 60 Investment Experience: Basic knowledge, previously burned by stock market tips Risk Appetite: Moderate Time Available for Investing: Very limited Challenges Faced by Dr. Mehta Used to invest in individual stocks based on tips from friends and WhatsApp groups Made impulsive buy/sell decisions during market volatility Didn’t have a clear long-term goal or strategy Lost around ₹5 lakhs during a market correction in 2020 due to panic selling Solution: A Shift in Mindset – From Risk to Discipline Dr. Mehta consulted a certified mutual fund advisor who explained: Winning isn’t about taking big risks. It’s about avoiding big mistakes and staying invested long enough for your money to ...